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825 Eastern Boulevard
Baltimore, Maryland 21221
TRUSTEES’ SALE
OF VALUABLE FEE SIMPLE DWELLING PROPERTY
1909 JACKSON ROAD
BALTIMORE COUNTY, MARYLAND 21222
at the Courthouse Door of the Circuit Court for Baltimore County, County Courts Building, 401 Bosley Avenue (Bosley Avenue Entrance), Towson, Maryland 21204 on
FRIDAY - APRIL 11, 2008
AT 10:00 A.M.
1964 - 2008
Celebrating 44 Years of Effective and Reputable Auction &
Appraisal Services
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FRIDAY - APRIL 11, 2008
AT 10:00 A.M.
ALL that lot of ground and the improvements thereon situate and lying in Baltimore County, Maryland and described as follows:
Being known and designated as Lot No. 3, Block 7, as shown on a Plat entitled “Plat of Willow Spring Park”, which Plat is recorded among the Plat Records of Baltimore County in Plat Book No. 12, folio 58. The improvements thereon being known as No. 1909 Jackson Road, Baltimore, Maryland 21222, and is in fee simple.
The property will be sold in an “as is,” condition and subject to all conditions, restrictions, easements, covenants, and agreements of record affecting the same, if any, and without expressed or implied warranty as to the nature and description of the improvements as contained herein.
Additionally, the property is subject to a Deed of Trust and a Mortgage, the priority of such liens is currently in dispute, and shall be determined by the Circuit Court for Baltimore County at a later date all as set forth in a Consent Motion of Capital Bay Corporation To Intervene and Order thereon filed in the above-referenced Circuit Court case. The property will be sold free and clear of both of these liens.
Terms of Sale: A deposit of $2,500.00 will be required at the time of sale, such deposit shall be in cash, cashier’s check, or in other form as the Trustees may determine acceptable, in their sole discretion. The deposit shall be increased to Ten (10) percent of the purchase price within twenty-four (24) hours of the sale at the Trustees’ Office and shall be in the same form as the original deposit. If payment of the balance does not take place within the specified period, the deposit will be forfeited and the property may be resold at the risk and expense of the defaulting purchaser. The holder of the indebtedness, if a bidder at the sale, shall not be required to post a deposit. Balance of purchase price to be paid in cash at settlement, which shall take place at the offices of the Trustees within ten (10) business days following final ratification of sale by the Circuit Court for Baltimore County, unless said time is extended by the Trustees for good cause shown. If payment of the balance does not take place within the specified time, purchaser agrees to pay attorneys’ fees in the amount of $750, plus costs, if the Trustees have moved to resell the property. If purchaser defaults under these terms, the deposit shall be forfeited and the property will be resold at the risk and expense of the defaulting purchaser. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property, even if such surplus results from improvements to the property by said defaulted purchaser. Interest will accrue on the unpaid purchase money, at the rate stated in the foreclosed Mortgage, from date of sale to date of settlement, in the event the property is purchased by someone other than the mortgage holder. In the event settlement is delayed for any reason, including, but not limited to, exceptions to this sale, bankruptcy filings by interested parties, court administration of the foreclosure or unknown title defects, there shall be no abatement of interest. The sale is subject to post-sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale. In such event, this sale shall be null and void, and the purchaser’s sole remedy, in law and equity, shall be the return of the deposit without interest. All taxes, ground rent, and water rent to be adjusted to date of sale. Purchaser shall be responsible for the payment of the ground rent escrow, if required. All other state, city, and other taxes, public charges or assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of sale and assumed by the purchaser thereafter. Purchaser is responsible for any amount in excess of $250 of outstanding water bills, if any, incurred prior to date of sale. Costs of all transfer taxes, documentary stamps and recordation costs shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser waives and releases the Trustees, the holder of the indebtedness, the Auctioneers, and their respective agents, successors and assigns from any and all claims the purchaser and/or its successors and assigns may now have or may have in the future relating to the condition of the property, including but not limited to the environmental condition thereof. If the sale is not ratified, or if for any reason the Trustees are unable to convey good and marketable title, the purchaser’s sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit, this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Trustees, Mortgage Holder, or Auctioneers. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. Additional terms, if any, to be announced at sale. Purchaser agrees to pay $250 at settlement to the seller’s attorney for review of the settlement documents, and an additional fee of $250 for review of any motion which may be subsequently filed with the Court to substitute a purchaser herein. Time shall be of the essence for the purchaser.
DEBORAH M. ENGRAM, JAMES C. BRENNAN Trustees
Isennock Auction Services, Inc. (the Auctioneer) has attempted to describe all items in an accurate manner and will not be held responsible for any description of items contained herein. The Auctioneer's descriptions are done in good faith, and no warranties of any kind are made. The Auctioneer does not make any warranty as to the particular colors or other intrinsic or specialized traits of an item that appears in a photograph either on the website or in any written material produced by Auctioneer. All items are sold "AS IS". All sales are final. All credit card sales are final.
A Maryland Auction Group Company
4106B Norrisville Road, White Hall, MD 21161
410-557-8052 (Office) – 410-692-6449 (Fax)
isennock@isennockauction.com
John Gasparini, Auctioneer & Appraiser
Don Roberts, Auctioneer & Appraiser
Robert L. Isennock, Sr., Auctioneer & Appraiser
Cindy T. Isennock, CAI, ISA, Auctioneer & Appraiser
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