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Legal auctions are subject to last minute changes. Please be sure to call either the offices of the Substitute Trustees or the Auctioneers to determine if the auction is still scheduled.

Pursuant to the power of sale contained in a Purchase Money Mortgage dated October 19, 2006, and recorded among the Land Records of Baltimore City, Maryland, in Liber FMC No. 8636, folio 272; a Purchase Money Mortgage dated October 27, 2006, and recorded among the aforesaid Land Records in Liber FMC No. 8979, folio 649; a Purchase Money Mortgage dated August 16, 2006, recorded among the aforesaid Land Records in Liber 8668, folio 600;A Purchase Money Mortgage dated November 13, 2006, and recorded among the aforesaid Land Records in Liber 8670, folio 390, a Purchase Money Mortgage dated November 14, 2006, recorded among the aforesaid Land Records in Liber 8711, folio 132, and a Purchase Money Mortgage dated February 25, 2006, and recorded among the Land Records of Baltimore City, Maryland, in Liber FMC No. 7874, folio 515 together with the Order Directing Resale of Mortgaged Property issued by the Circuit Court for Baltimore City and dated August 6, 2007, default having occurred thereunder, the undersigned duly appointed Assignees will offer for sale at public auction, at the Courthouse Door of the Circuit Court for Baltimore City, Clarence M. Mitchell Courthouse, 100 N. Calvert Street, Baltimore City, Maryland 21202 on
THURSDAY, SEPTEMBER 6, 2007
AT 10:05 A.M.
For administrative purposes, there will be multiple sales held at this time, the order of the sales to be announced at the time of the sale.
ALL those lots of ground and the improvements thereon situate and lying in Baltimore City, Maryland and described as follows:


PARCEL ONE: BEGINNING FOR THE SAME on the south side of Belmont Avenue at
the distance of twenty-nine feet three inches westerly from the corner formed by the intersection of the south side of Belmont Avenue with the west side of Poplar Grove Street which place of beginning is at a point in line with the center of a partition wall there situate and running thence westerly binding on the south side of Belmont Avenue fourteen feet three inches to a point in line with the center of the partition wall there situate thence southerly parallel with Poplar Grove Street and passing through the center of said last mentioned partition wall ninety-five feet to the center of a ten foot alley there situate, thence easterly along the center of said alley with the use thereof in common fourteen feet three inches to a point in line with the center of the partition wall in this description first mentioned and thence northerly parallel with Poplar Grove Street and passing through the center of said first mentioned partition wall ninety -five feet to the place of beginning. The improvements thereon being known as No. 2905 Belmont Avenue. Subject to an annual ground rent of $108.00 payable in equal semi-annual installments on the 2nd day of June and December in each and every year.

PARCEL TWO: BEGINNING FOR THE SAME on the south side of Cator Avenue at the distance of 168 feet 4 and ½ inches easterly from the corner formed by the intersection of the south side of Cator Avenue and the east side of Old York Road which place of beginning is designed to be in the line of the center of the partition wall there erected and running thence easterly bounding on the south side of Cator Avenue 14 feet to the line of the center of the partition wall there erected thence southerly through the center of said last mentioned partition wall and parallel with Old York Road 110 feet to the North side of an alley 20 feet wide there situate thence Westerly bounding on the North side of said 20 foot alley with the use thereof in common with others 14 feet and thence Northerly parallel with Old York Road and passing through the center of said first mentioned partition wall 110 feet to the place of beginning. The improvements thereon being known as No. 619 Cator Avenue,. Subject to an annual ground rent of $70.00 payable in equal semi-annual installments on the 1st day of June and December in each and every year.

PARCEL THREE: BEGINNING FOR THE SAME at a point on the East side of Milton
Avenue distant 84 feet 7 ½ inches Southerly from the corner formed by the intersection of the South side of Orleans Street and the East side of Milton Avenue; and running thence Easterly by a straight line parallel with the South side of Orleans Street 65 feet to the West side of a 10-foot alley at a point distant 84 feet 7 ½ inches Southerly from the South side of Orleans Street; thence Southerly bounding on the West side of said alley 14 feet, with the use thereof in common with other lots bounding thereon; thence Westerly by a straight line parallel with the South side of Orleans Street 75 feet to a point on the East side of Milton Avenue distant 98 feet 7 ½ inches South from the Southeast corner of Orleans Street and Milton Avenue; and thence Northerly binding on the East side of Milton Avenue 14 feet to the place of beginning. The improvements thereon being known as No. 229 N. Milton Avenue, and is in fee simple.

PARCEL FOUR: BEGINNING FOR THE SAME at the corner formed by the intersection of the north side of Walbrook Avenue and the east of Monroe Street and running thence east binding on the north side of Walbrook Avenue fourteen feet to the center of the division wall there erected thence north parallel with Monroe Street and passing through the center of said division wall eighty-five feet to the center of an alley ten feet wide there laid out parallel with Walbrook Avenue thence west binding on the center of said alley with the use thereof in common fourteen feet tot he east side of Monroe Street and thence south binding thereon eighty-five feet to the place of beginning. The improvements thereon being known as No.1836 Walbrook Avenue, and is in fee simple.

PARCEL FIVE: BEGINNING FOR THE SAME on the line of the North side of Ramsay
Street, at the distance of one hundred and five feet West from the corner formed by the intersection of the North side of Ramsay Street with the West side of Payson Street, which place of beginning is designed to be at the center of the partition wall between the house erected on the Lot now being described and that erected on the Lot next adjoining to the East; running thence Westerly bounding on the North side of Ramsay Street twelve feet to the center of the partition wall between the house erected on the Lot now being described, and that erected on the next adjoining to the West thence Northerly parallel with Payson Street, and in its course passing along the center of the last mentioned partition wall, in all seventy-four feet and six inches to the center of a ten foot alley there situate; thence Easterly binding on the center of said alley, with the use and privilege of the same, and parallel with Ramsay Street twelve feet; thence Southerly parallel with Payson Street, and in its course passing along the center of the first mentioned partition wall, in all seventy-four feet and six inches to the place of beginning. The improvements thereon being known as No. 2004 Ramsay Street, and is fee simple.

PARCEL SIX: BEGINNING FOR THE SAME on the north side of Belle Avenue at the
distance of 656 feet 7 inches Easterly from the corner formed by the intersection of the North side of Belle Avenue and the East side of Ganada Avenue; and running thence Easterly binding on the North side of Belle Avenue 50 feet to Lot No. 43 on the Plat of North Forest Park which Plat is recorded with the Mortgage from Mortimer W. West and Wife to John W. Powers, Trustee, in SCL No. 22505, Folio 506; thence Northerly at right angles to Belle Avenue and binding on said Lot No. 43, 150 feet 7- ½ inches to the outline of the whole tract; thence Westerly binding on said outline 50 feet to Lot No. 42, 159 feet 3 inches to the North side of Belle Avenue, the place of beginning. The improvements thereon being known as No. 4008 Belle Avenue. Subject to an annual ground rent of $120.00 payable in equal semi installments on the 19th days of February and August in each and every year.
The properties will be sold in an “as is,” condition and subject to all conditions, restrictions, easements, covenants, and agreements of record affecting the same, if any, and without expressed or implied warranty as to the nature and description of the improvements as contained herein.
Terms of Sale: A deposit of $7,900.00 per parcel will be required at the time of sale, such deposit to be in cash, cashier’s check, or in other form as the Assignees may determine acceptable, in their sole discretion. The holder of the indebtedness, if a bidder at the sale, shall not be required to post a deposit. Balance of purchase price to be paid in cash at settlement, which shall take place at the offices of the Assignees within ten (10) business days following final ratification of sale by the Circuit Court for Baltimore City, unless said time is extended by the Assignees for good cause shown. If payment of the balance does not take place within the specified time, purchaser agrees to pay attorneys’ fees in the amount of $750, plus costs, if the Assignees have moved to resell the property. If purchaser defaults under these terms, the deposit shall be forfeited and the property will be resold at the risk and expense of the defaulting purchaser. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property, even if such surplus results from improvements to the property by said defaulted purchaser. Interest will accrue on the unpaid purchase money, at the rate stated in the foreclosed Mortgage, from date of sale to date of settlement, in the event the property is purchased by someone other than the mortgage holder. In the event settlement is delayed for any reason, including, but not limited to, exceptions to this sale, bankruptcy filings by interested parties, court administration of the foreclosure or unknown title defects, there shall be no abatement of interest. The sale is subject to post-sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale. In such event, this sale shall be null and void, and the purchaser’s sole remedy, in law and equity, shall be the return of the deposit without interest. All taxes, ground rent, and water rent to be adjusted to date of sale. Purchaser shall be responsible for the payment of the ground rent escrow, if required. All other state, city, and other taxes, public charges or assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of sale and assumed by the purchaser thereafter. Purchaser is responsible for any amount in excess of $250 of outstanding water bills, if any, incurred prior to date of sale. Costs of all transfer taxes, documentary stamps and recordation costs shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser waives and releases the Assignees, the holder of the indebtedness, the Auctioneers, and their respective agents, successors and assigns from any and all claims the purchaser and/or its successors and assigns may now have or may have in the future relating to the condition of the property, including but not limited to the environmental condition thereof. If the sale is not ratified, or if for any reason the Assignees are unable to convey good and marketable title, the purchaser’s sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit, this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Assignees, Mortgage Holder, or Auctioneers. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. Additional terms, if any, to be announced at sale. Purchaser agrees to pay $250 at settlement to the seller’s attorney for review of the settlement documents, and an additional fee of $250 for review of any motion which may be subsequently filed with the Court to substitute a purchaser herein. Time shall be of the essence for the purchaser.


DEBORAH M. ENGRAM
JAMES C. BRENNAN
Assignees

Robert L. Isennock, Sr., Auctioneer & Appraiser
Cindy T. Isennock, CAI, ISA, Auctioneer & Appraiser
John Gasparini, Auctioneer & Appraiser
Don Roberts, Auctioneer & Appraiser
4106B Norrisville Road, White Hall, MD 21161
410-557-8052 (Office) – 410-692-6449 (Fax)
isennock@isennockauction.com


Maryland Auction Group

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